basic terms of the loan, unsecured credit loans is what?
is unsecured credit facility of natural assets is not required to provide collateral, but the banks are not charitable organizations, need repayment ability of the borrower, loan applicants must prove they have a stable income, good credit records. With these two basis will it be possible to successfully apply for unsecured loans.

Second, choose the right unsecured loan application channel and how?
unsecured credit can be applied to the Bank, can also apply to the loan, applicants need to choose according to their funding requirements to application channels. Bank low interest credit loans without collateral, but complicated procedures and audit some relatively strict social lending institution interest rates a little higher, but the threshold is lower, easier to be approved.